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Terms of Service

Small Business Finance

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Last Updated: July 31, 2026

By using the Small Business Finance application, you agree to the following terms.

1. Service Description

Small Business Finance is a financial tracking and management application developed for small and medium-sized businesses. The application offers income-expense tracking, client account management, staff records and payment tracking, product and inventory management, notes and task management, and financial reporting tools.

The application does not provide official accounting, payroll, tax, or legal advisory services.

2. Usage Terms and Age Restriction

You must be at least 13 years old to use this application. Use of the application by individuals under 13 is prohibited.

Users are responsible for the accuracy, currency, and legal compliance of all data entered into the application. Small Business Finance cannot be held responsible for consequences arising from incorrect or incomplete data entry.

3. Account Security

Users are obligated to keep account information confidential and prevent unauthorized access. Users are responsible for all transactions performed through their account.

4. Multi-User Access

Business owners can invite other users to their business by generating invite codes. Invited users are assigned a manager, operator or custom role. Each role has different access permissions. Business owners can restrict or revoke invited users' access at any time and are responsible for their actions on business data.

A business owner may also share a specific client account with another business via a share code. Depending on the permission granted, the other business can only view or edit information belonging to that client account and cannot access other business data. Client sharing may be revoked at any time.

5. Data Security

User data is stored on secure servers with reasonable technical security measures. However, it is acknowledged that data transmission over the internet is not completely risk-free.

6. Account Deletion

Users can submit a deletion request through Settings > Delete My Account. The request may be cancelled during the 7-day waiting period. Afterward, the account is closed and the deletion request is processed. Limited records required by law, and business records that must remain in another business workspace, may be retained only for the necessary period and scope.

7. Data Export

Users can export transaction data and reports from within the application in Excel (.xlsx) and PDF formats. Files are prepared for the device's sharing interface, where the user may share or save them. The user is responsible for any sharing of exported data with third parties.

8. Third-Party Services

The application may use third-party services such as Apple ID and Google Account for authentication. Use of these services is subject to the respective service providers' own terms of use.

9. Service Changes

Small Business Finance reserves the right to change the application's service content, features, and pricing without prior notice.

10. Intellectual Property

The design, software and brand elements of the Small Business Finance application belong to Small Business Finance. Business records entered into the app belong to the relevant business workspace, and the business owner manages team access. Ending a team member's access does not automatically delete records they created for the business.

11. Limitation of Liability

Small Business Finance cannot be held liable for indirect damages arising from use of the application. The application is provided “as is.”

12. Dispute Resolution

Turkish Republic law applies to disputes arising from these terms of use, and Istanbul Courts have jurisdiction.

13. Contact

For questions about terms of use: ozadaliomerfaruk@gmail.com